SGI is a private pooled fund (discretionary and non-discretionary, guaranteed income investment product) registered with the Securities and Exchange Commission with the letter of NO-OBJECTION/APPROVAL dated 18th day of November, 2022.

The product operates as a tenured/fixed deposit investment placement with guaranteed income returns on the invested amount based on the agreed terms of the investment as stated in the investment offer advice. The tenor ranges from a minimum of 30days to a maximum of 365days, however, the investor (clients) have the option of rolling over the investment.

The pooled fund as investment portfolio of clients’ funds  under management are invested in any combination or all of the following financial asset classes: Quoted equity investment, fixed deposit, money market products, Nigerian treasury bills, commercial paper quoted on SEC recognised and registered Securities Exchanges, cash, FGN bonds, state government and municipal bonds, AAA rating corporate bonds, quoted real estate investment products.

The product offers flexibility in terms of exit, in which there can be withdrawal of the the guarantee returns alone and rollover the principal in forms of stable regular income or the guarantee returns can be prorated in periodic equal installment payments as regular income streams to the investor, there is also provision for liquidation of the investment funds prior to maturity based on agreed terms of the offer documents.